DeedlinesOpen the map Is my property in a flood zone?
Search an address to see its FEMA flood zone and what it means.
What the flood zones mean
- A, AE, AH, AO
- High risk: at least a 1% chance of flooding in any year. Insurance is required for federally backed mortgages.
- V, VE
- Coastal high risk, with wave action. Insurance is required for federally backed mortgages.
- X (shaded)
- Moderate risk: between the 1% and 0.2% annual-chance floodplains.
- X (unshaded)
- Minimal risk, outside the mapped floodplains.
- D
- Possible but undetermined risk; the area has not been studied.
More about a property
Questions
How do I find out if my property is in a flood zone?
Type the address above. The zone is read from FEMA's National Flood Hazard Layer, the data behind the official flood insurance rate maps.
What is a Special Flood Hazard Area?
Zones beginning with A or V. Land there has at least a 1% chance of flooding in any year, sometimes called the 100-year floodplain, and lenders require flood insurance on federally backed mortgages.
Is zone X a flood zone?
Zone X is outside the high-risk floodplain. Shaded X is moderate risk and unshaded X is minimal risk. Flood insurance is optional in both, and still worth pricing: a large share of flood claims come from outside the high-risk zones.
Can a flood zone change?
Yes. FEMA restudies communities and issues new maps, and a property owner can ask FEMA to change a determination with a Letter of Map Amendment when the land sits above the base flood elevation.
See the land and its lines
Every parcel on the map shows its owner and its boundaries, free.
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